401k 2025 Catch Up Limits Over 55. This ensures that the limits remain meaningful as the cost of living. If you're 50 or older, you may be eligible to contribute an extra $7,500 to your 401 (k) in 2025.
The contribution limit for simple 401(k)s is $16,000 (up to $19,500 if you’re 50 or older). Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2023โs $22,500 to $23,000 for 2025.
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